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Most seriously, templates are used by bad actors to bypass age verification or commit financial fraud. The Anatomy of a UK Driving License Identity Fraud: Most seriously, templates are used by
Editable UK drivers license templates are powerful design tools with legitimate niche applications in film, design, and education. However, they sit on a razor’s edge of legality.
Outside of play and props, "editable PSD templates" (Photoshop files) are sold on darker corners of the web. These are designed to mimic genuine security features to bypass online identity verification (KYC) on websites.
Using or even possessing an editable template with the intent to deceive carries heavy consequences: